The FI Equation | Brad Biondi

The FI Equation | Brad Biondi

Home
Archive
About
Every Decision Has Its Tradeoffs
What you’re giving up, even when you don’t see it
May 8 • The FI Equation
You’re Doing the Right Things. So Why Doesn’t It Feel Like Enough?
You can be making progress and still feel unsure what it all adds up to
May 5 • The FI Equation
A Perfect Plan Doesn’t Get You Moving
Why waiting for certainty keeps you from making better decisions
May 1 • The FI Equation

April 2026

Doing Well Doesn’t Mean It’s Clear What to Do Next
You can be making progress and still feel unsure what it all adds up to
Apr 24 • The FI Equation
Start Here
If you’re new here, this is the best place to begin.
Apr 20 • The FI Equation
Retiring Five Years Earlier Is Not Just Five Years
The decision isn’t just about time, it’s about what comes with it
Apr 17 • The FI Equation
The Cost of Being Too Conservative with the 4% Rule
Why playing it safe can quietly change the outcome
Apr 10 • The FI Equation
This Is Where It Starts
A starting point for anyone new to financial independence, and a reminder for those who aren't
Apr 3 • The FI Equation
When a Spending Decision Changes the Equation
How small changes in spending reshape the equation
Apr 2 • The FI Equation
The FI Equation
A way to think about how your decisions shape the outcome
Apr 1 • The FI Equation
© 2026 The FI Equation · Privacy ∙ Terms ∙ Collection notice
Start your SubstackGet the app
Substack is the home for great culture